Busy

Some people are concerned that they have a lot of things to do. They think they might not be able to finish them because of lack of time. Others are quite relaxed that they feel they're doing nothing worthy.

Do you think you're busy? Busy means actively engaged to something. We are actually always busy. A manager in a fast food restaurant is busy helping the owner run the business well. A hungry lady cooking her food is busy preparing for her meal. A child watching Tom and Jerry in Cartoon Network is busy relaxing.

Every person has a dream and to realize that dream he must set his goals. Your goals are your steps in reaching for your dream. Everyone knows about this idea but the problem is some earned the masters degree of procrastination. Most of the time, they focus on what make them feel good at present. So even if they've already planned their day, they easily postpone some activities for something else. I'm busy. This is a very common excuse people use in many circumstances.

We must realize that we are always busy regardless of what we do. It's a matter of what we are busy of. Is it something related to our goals, does it help you grow as a person, is it a worthy activity.

Now, make yourself busy.

Smoking or Millions

A while ago while watching TV, I smelled something unpleasant and saw some smoke. Then I found out that it came from a cigarette. It reminded me of how addicted I was to smoking until I stopped around 5 years ago. I used to consume about 8 sticks per day.

Aside from the health benefit, I've always wanted to share how quitting smoking makes us lots of money. According to the 2009 Philippines' Global Adult Tobacco Survey (GATS), 13.8 million Filipinos smoke everyday(adults 15 years old and above). They consume 10.6 cigarettes per day on average.

As of this writing, a stick of cigarette cost around 3 pesos. For one who takes 10 sticks a day, he can accumulate 1.1M pesos in 22 years. This is possible if he put his money in an investment vehicle that earns 12% per year such as Mutual Fund (Equity type). If your target retirement fund is P1M and you're 15 years old now, you can already retire at age 37. See illustration below.



Now you got one more reason to quit smoking.